WEBINAR
APRIL 24, 12PM EST / 9AM PST
Preparing + Empowering Your ACH Originators for Nacha's 2026 Fraud Monitoring Requirements
Nacha's Fraud Monitoring Rules are expanding what financial institutions are expected to do when it comes to non-consumer Originator oversight — and with Phase 1 already in effect and Phase 2 enforcement beginning June 22, 2026, the question is no longer whether to act, but how.
This Webinar is Eligible for AAP & APRP Continuing Education Credits
Trevor Lain, JD
CEO & Attorney
Lexalign
Julie Goff, JD
VP, Head of Operations
Lexalign
What is Covered
For most FIs, the challenge isn’t awareness. It’s operationalizing compliance across a diverse portfolio of non-consumer Originators and Third-Party Senders — each with different risk profiles, levels of sophistication, and readiness. How do you assess where they stand? How do you educate them on what’s expected? And how do you build an oversight process that holds up under examination — not just once, but year after year?
In this session, Trevor Lain, JD, CEO, and Julie Goff, JD, Head of Operations at Lexalign, will break down what the Rules actually require of Originators, ODFIs (oversight of Originators) and walk through a practical approach to getting your Originators to a state of compliance and maintaining it over time.
We’ll Cover:
- How to empower and educate Originators as partners in compliance and fraud monitoring
- What "verified by appropriate oversight" means in practice — and why attestations and questionnaires alone won't get you there
- How to assess Originator readiness across your portfolio, including "risk-based processes and procedures"
- What a scalable, repeatable annual review cycle looks like — one that produces audit-ready documentation
- A practical look at how Lexalign helps FIs operationalize Originator oversight at scale
Whether you’re well into your planning or still working through what these Rules require, this session is designed to give you clarity, practical strategies, and a path forward you can act on immediately.