From Guidance to Enforcement: The Real Consequences of Not Preparing for Nacha’s Fraud Monitoring Rules
No bank wants to spend money on a new solution—especially in an environment where budgets are tight, headcount is constrained, and every investment must compete with growth initiatives. That reluctance is understandable. But as the Nacha Fraud Monitoring Rules move from guidance to enforcement,…
Nacha’s New “Attestation of Proof of Audit” Requirement — What It Means for ODFIs and TPSs
Last month, Nacha signaled another significant change in ACH compliance: in ACH Operations Bulletin 3-2025 (9/11/25), Nacha announced that ODFIs will be required to submit attestation of proof of annual rules compliance audits through Nacha’s new secure channel, as soon as this month (October…