The Overlooked Risk in Nacha’s New Fraud Monitoring Rule — and How LexAlign Solves It
The Nacha Fraud Monitoring Rule, effective March 2026, is one of the most significant updates to ACH compliance in years. It requires every non-consumer participant in the ACH Network — banks, Originators, and Third-Party Senders — to implement risk- and role-based fraud monitoring procedures. But…
The Hidden “Gotcha” Within Nacha’s New Fraud Monitoring Rule
Think You’re Ready for Nacha’s New Fraud Monitoring Rule? Think Again. Your bank has implemented state-of-the-art transaction and behavior monitoring solutions for fraud detection. That’s a great first step. Unfortunately, you’re still about to be dinged under Nacha’s new Fraud Monitoring Rule…
What the Nacha Fraud Monitoring Rule Really Means (and Why Banks Can’t Ignore It)
Nacha’s new Fraud Monitoring Rule is poised to take effect (i.e., becomes enforceable) for your higher-volume Originators/TPS on March 20, 2026, with universal applicability beginning June 19, 2026. While it’s tempting to focus on what that means for the bank’s internal risk monitoring, the…
A Practical Look at the New Nacha Fraud Monitoring Rule
A Practical look at the New Nacha Fraud Monitoring RuleReflecting on the Importance of the New Fraud Monitoring RuleCo-written by Aliya Haider and Trevor Lain Imagine walking into a bookstore and trying to find where this topic lives. Is it in the finance section, next to books on strategy? Or is…