Nacha’s New “Attestation of Proof of Audit” Requirement — What It Means for ODFIs and TPSs
Last month, Nacha signaled another significant change in ACH compliance: in ACH Operations Bulletin 3-2025 (9/11/25), Nacha announced that ODFIs will be required to submit attestation of proof of annual rules compliance audits through Nacha’s new secure channel, as soon as this month (October…
The Hidden “Gotcha” Within Nacha’s New Fraud Monitoring Rule
Think You’re Ready for Nacha’s New Fraud Monitoring Rule? Think Again. Your bank has implemented state-of-the-art transaction and behavior monitoring solutions for fraud detection. That’s a great first step. Unfortunately, you’re still about to be dinged under Nacha’s new Fraud Monitoring Rule…
What the Nacha Fraud Monitoring Rule Really Means (and Why Banks Can’t Ignore It)
Nacha’s new Fraud Monitoring Rule is poised to take effect (i.e., becomes enforceable) for your higher-volume Originators/TPS on March 20, 2026, with universal applicability beginning June 19, 2026. While it’s tempting to focus on what that means for the bank’s internal risk monitoring, the Rule…
The Missing Piece in Fraud Prevention
If you ask an AI agent to provide an overview on fraud, the agent surveys the current content and generates content. It will accurately tell you that trends to watch include AI-Powered Social Engineering; Identity Theft and Synthetic Identity Fraud; Real-Time Payment (RTP) Fraud; and Supply Chain…
A Practical Look at the New Nacha Fraud Monitoring Rule
A Practical look at the New Nacha Fraud Monitoring RuleReflecting on the Importance of the New Fraud Monitoring RuleCo-written by Aliya Haider and Trevor Lain Imagine walking into a bookstore and trying to find where this topic lives. Is it in the finance section, next to books on strategy? Or is…