Educating your ACH Originators on Nacha's Fraud Monitoring Rules is a great start, but will it be enough for the audit?
Most FIs have focused on general education and customer communications in 2026 — mailers, emails, web pages, sharing the Nacha Rulebook, alerts in online banking. Far fewer can show what their Originators did with that information. The changes in effect from June 22, 2026 Phase 2 of the Nacha…
