Fortify the Front Line of Fraud and Compliance
LexAlign is an automated platform that empowers banks to proactively manage the compliance and fraud risk of remote customer ACH and RDC operations at scale, in line with otherwise unattainable rules and law.
FEATURED SPEAKERS
Trevor Lain
CEO, LexAlign
Guest Speaker
CEO, LexAlign
Jordan
CEO, LexAlign
Prevent Fraud. Build Trust.
Demonstrate Compliance.
Fraudsters are exploiting gaps in your customers' operations and sophistication that are invisible to you.
LexAlign delivers a risk management platform to customers and visibility to banks, enabling banks to move from reactive, laborious and costly defense to proactive, efficient, risk-based routines.
We empower you to prevent fraud at the source, deliver audit-ready compliance records, and build more trusted, transparent relationships with your customers. With LexAlign, compliance becomes a catalyst for growth and efficiency – not a burden.
Fraud Prevention
Easy Setup in Hours
Audit-Ready Records
No Integration Needed
How
LexAlign
Works
3 Easy Steps
STEP 1
Empower ACH and RDC clients to assess
…their operations against the rules, and identify and remediate gaps in security and compliance.
STEP 2
Present data, scoring and analysis
…that banks need to establish risk-based routines for fraud prevention.
STEP 3
Demonstrate true compliance
…with automated records that protect you from regulatory consequences even when things go bad.
Transform Fraud Prevention: Why This Matters
Fraud that targets customers as the access point is fast becoming the next crisis in banking. According to the latest AFP Payments, Fraud and Control Survey Report, 4 out of 5 customers report being attacked, and fraud is rising over all payment channels, including ACH checks and wires.
To fraudsters, the customer is now the front door of the bank, and according to Nacha, credit-push fraud has become the predominant form. Nacha has called for a new risk-management framework for credit-push fraud, one in which “all participants in the payment system, whether the ACH Network or elsewhere, have roles to play in working together to combat fraud.” All participants necessarily includes the non-consumer customer as the starting point.”
But it is not feasible to effectively assess and empower the security and compliance of customer operations at scale using legacy manual approaches. We created LexAlign to solve this systemic gap.
With LexAlign, Banks Achieve:
100%
Resolution of related audit exceptions and findings
80%
Assessment completion rate
95%
of customers open their audit reports
75%
reduction on staff time on related compliance
Plus, they achieve higher customer engagement, retention, deposits and sales, and achieve growth with demonstrable compliance even beyond their footprint.
Automate Highly Manual Processes
LexAlign replaces burdensome manual audits and fragmented spreadsheets with intuitive automation that enables efficiency and scale. Banks using LexAlign report a 75% reduction in staff time required for related compliance oversight.
Be Audit Ready
LexAlign automatically generates records and reports that demonstrate compliance with Nacha Rules, FFIEC guidance, and internal policies. Be ready for auditors and examiners with complete, defensible documentation.
Empower the Client & the Relationship
Instead of policing your customers, support them. LexAlign delivers a risk management platform that customers need to protect themselves —strengthening relationships and improving security from the front line.
“LexAlign is an effective way to assess and empower the security and compliance of our customer operations.”
– Bank or Role Here
Case Study
Learn how a bank was able to identify and mitigate potential fraud risks by empowering customers with the tools and knowledge to secure their operations.
Fraud Prevention
Fraud Prevention
Fraud Prevention
Fraud Prevention
How LexAlign Works
Explore the tools that make LexAlign a comprehensive, scalable risk management solution:
BETTER VISIBILITY
1. Assessment Engine
Dynamic, rules-based risk assessments for RDC, ACH, and wire customers.
Translates regulatory language into accessible prompts
Automatically scores risk levels and flags issues
DATA CAPTURE
2. Dashboard Views
Real-time visibility into compliance across your customer base.
Monitor completion, gaps, and trends at a glance
Segment data by risk category, channel, or customer type
SIMPLE INTEGRATIONS
3. Third-Party Risk Tools
Track and manage third-party sender relationships.
Identify nested risk scenarios across payment layers
Prepare for rising regulatory scrutiny on indirect origination
STEP BY STEP FUNCTIONS
4. Compliance Checklists
Actionable recommendations tied to assessment outcomes.
Simplifies remediation with practical next steps
Supports consistent policy enforcement across accounts
BETTER COMMUNICATION
5. Email Automations
Streamlined communication to support customer follow-through.
Automated nudges and reminders for incomplete actions
Customizable messaging tied to assessment stages
Insights & Resources
CONTACT US
Get Started Today
Join leading financial institutions in transforming your risk management approach. Discover how LexAlign can help you achieve compliance excellence and protect your organization from fraud.